Step 1 of 2

Before we build your credit, we have to see it.

Every plan we make starts with the truth — what the bureaus see, what's holding you back, and the real numbers behind your three scores. Pull your 3-bureau report today for $1, and we'll review it together before you ever pay for service.

Bureau Reports

$1M

ID Theft Coverage

24/7

Score Monitoring

Try it for

7 days · then $34.86 / month

3-Bureau Reports & FICO® Scores
3-Bureau Daily Monitoring & Alerts
Dark Web & Internet Monitoring
$1 Million Identity Theft Insurance

Start My 7-Day Trial →

Cancel anytime before day 7. No long-term contract.

❦

♛

Nyisha Gould Walton — Wealth Architect & Founder of Royal Financial Wealth Solutions

Nyisha · Wealth Architect

❦

Meet the founder

I rebuilt my own credit before I rebuilt anyone else's.

From a 420 to a 680 — and a denied home loan to keys in my hand.

Years ago, I sat across from a loan officer who told me what so many women hear: no. I wanted a home for my family, and my credit didn't agree. So I went home, did the work, and quietly rebuilt my score from 420 to 680 — and walked back into that bank with a yes.

That's when I realized something heavier than my own win. The number of women — especially mothers carrying the weight of households alone, for whatever reason life handed them — who get told no when they have every right to a yes. Funding denied. Homes out of reach. Dreams paused because nobody ever taught them how the system actually works.

So I made it my work. With 18+ years in the financial industry as a Certified Credit Specialist, I now walk women through exactly what I walked myself through — credit restored, funding secured, legacy built. The royal in Royal Financial isn't just a name. It's a posture. You were never meant to beg for what God already promised you.

18+

Years in Finance

420 → 680

My Own Story

CCS

Certified Specialist

Certified Credit Specialist Funding Strategist Faith-Led Coach

"But remember the Lord your God, for it is He who gives you the ability to produce wealth." — Deuteronomy 8:18

Nyisha Gould Walton

Founder · Wealth Architect

How it works

Three steps. One legacy.

Pull your credit

Sign up for FICO® 3-bureau monitoring through our trusted partner MyScoreIQ. You see exactly what we see — no hidden numbers, no guessing.

$1 · 7 Days

ii.

We review it together

Once your report is active, we audit every line — disputes, derogatories, utilization, and funding readiness — and build your custom strategy on a free walkthrough call.

Free · No Obligation

iii.

Enroll in your plan

After the review, we send your private payment link to begin credit restoration and funding prep. Tax clients receive an automatic $100 discount.

$497 · $397 for Tax Clients

Common questions

You asked. We answered.

Why do I have to pay for credit monitoring first?

We can't build a real plan without seeing real numbers. Your FICO® 3-bureau report shows us every account, every score, and every item the bureaus are reporting — so we can give you an honest strategy instead of a guess. The $1 7-day trial costs less than your morning coffee, and it pays for itself the moment we save you from filing a dispute that wouldn't have worked.

What happens after the 7-day trial?

If you keep the membership, it renews at $34.86/month. Most clients keep it for at least 90 days while we work on their credit — having live monitoring means we catch new issues and score changes in real time. You can cancel anytime by calling MyScoreIQ directly.

What does the $497 (or $397) cover?

The program includes a full credit audit, customized dispute strategy, monthly dispute rounds, funding readiness coaching, and access to our private resource library. Tax clients automatically receive the $100 discount — no code needed.

How long does the credit work take?

Most clients see meaningful score movement within the first 30–60 days, with the full program running 90–180 days depending on the starting profile. We'll give you a realistic timeline on your free review call.

What if I cancel the monitoring before my review call?

We have to actually see the report to do the review, so monitoring needs to stay active through your call. If you change your mind before we connect, no problem — just cancel and we'll part ways with no hard feelings.

Is this a credit repair company?

We're a credit consulting and funding firm. We coach you through the credit-building process, prepare you for business and personal funding, and walk with you through a faith-and-strategy-led approach to financial restoration. We are not a law firm.